100% Financing Approval Rate | Second Chance Auto

At Second Chance Auto we believe that EVERYONE, no matter what their situation may be, deserves a second chance We do more than sell great reliable clean cars at fair prices…

We are experts; we are the very best, in CREDIT REPAIR. We help good people improve the quality of their lives by providing a program that absolutely can and will help them improve their credit score while driving an affordable reliable vehicle.


99.9% of the “Buy Here-Pay Here” dealers here in Utah only report to the credit bureaus when you miss a payment or when your vehicle is re-possessed. Plus, many charge 30-37% interest. We are amongst the best rates in the state guaranteed here at Second Chance Auto
. Not only do many “Buy Here-Pay Here” dealers charge insanely high interest rates, they do nothing to help you improve your credit situation. Here at Second Chance Auto, your on-time payments will be reported to ALL OF THE MAJOR CREDIT BUREAUS each and every time so you can and will improve your credit score.

By so doing, you will qualify for much lower interest rates and save thousands and thousands of dollars over time…upgrade to a nicer newer vehicle or purchase the home of your dreams… improving your credit score will help you improve your quality of life!

One thing we have learned over the years is that when cars break down and need repairs, many people struggle making on-time payments because they are forced to spend money fixing their car rather than making their car payment. Because of that, before we sell a car, each and every one receives an extensive multi point inspection to ensure reliability. We pride ourselves is only selling RELIABLE TRANSPORTATION. Ask to see a “Car Fax” or “Auto Check” on any of our vehicles. Ask us what our mechanics found during their inspections have enjoy the peace of mind that those things were professionally repaired.

Having trouble selling your car? We can help! Because we GUARANTEE FINANCING to everyone REGARDLESS of their credit situation, we can and will sell your car! Simply put, we do what other dealers can’t.